Residential Mortgages

Residential mortgages are mortgage loans for the purpose of buying or re-financing a property that will be used as the client’s place of residence. The customer could be a first time buyer, home mover, second home buyer or wanting to re-mortgage their main residence. Whatever your circumstance we will provide you with expert advice and recommend the best possible mortgage product for your requirement.

We offer an excellent and efficient service and will always do our best for our clients. We aim to provide a mortgage offer from start to finish in the shortest possible time. We’ll take the potential stress and pressures of obtaining a mortgage by avoiding the pitfalls and giving the correct advice. Getting it right first time is a company ethos.

The process of securing a mortgage starts with thorough fact finding. By means of a purpose built financial questionnaire we establish your personal circumstance, your financial position both now and in the future, your monthly affordability and your attitude to risk. We utilise this information to advise you on the best possible mortgage and insurance solution. Once we agree with you on a mortgage or insurance product we will package and submit a mortgage application on your behalf. Each mortgage lender has its quirks and different supporting document requirements, we will advise you of this to ensure your mortgage is approved as quickly as possible.

Once we have your mortgage approved, we will work closely with your selling agent and solicitor to ensure you are in the best possible position to complete your purchase.

Below are some of the current Best Buys in the market. Please contact us to discuss your mortgage requirement.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Opes Financial Partners Ltd, 1st Floor, 167-169 Kensington High Street, London, W8 6SH is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate some aspects of buy to let mortgages, overseas mortgages and tax advice. FCA number 598462.
Opes Financial Partners Ltd Registered in England and Wales No: 7556710 Registered Address: Sterling House, 27 Hatchlands Road, Redhill, Surrey RH1 6RW.
A typical fee of up to 1% of the mortgage amount may be payable on successful completion. The fee will be agreed with each applicant prior to submitting an application. The total fee is non-refundable. We may also be paid commission from the lender.