Case Studies

To give you an understanding of some cases recently undertaken by the Opes team here are some examples for your reference:

Example 1

We assisted a European national who is the head of a large management consultancy business based permanently in the Middle East purchase a London property for circa £7,000,000. This property was in an unlivable condition so not suitable security for many lending banks. We secured our client a rate of under 2.00% at 75% loan to value. We also successfully implemented life insurance to cover the whole loan despite the client travelling to high risk and sanctioned countries as well as secured a very affordable general insurance policy to insure the property, its contents and the property development works.

Example 2

We financed a large Villa in the South of France for a Hedge Fund. We secured lending at a very cheap rate available in a variety of currencies for a purchase of €12,000,000. This client struggled to fully evidence all his income and bought the property in a very complex holding structure.

Example 3

We refinanced a £9,000,000+ loan against a London and Spanish property for a telecoms Entrepreneur from Northern Europe. By refinancing it away from a private bank the client was able to move his investment portfolio as he wished to another bank and invest back in his own business.

Example 4

We arranged the mortgage on a Notting Hill Apartment for an international Student with no income whose father a Ukrainian business man guaranteed the loan alongside their UK Tier 1 Investor Visa application. The property was leveraged in line with expectations and visa requirements and the funds used for the visa were pledged as additional security resulting in a very low rate of interest being applied.

Example 5

We funded a residential development in Prime Surrey which was a joint venture between a UK property developer and Kazak entrepreneur. The scheme was valued at circa £4,750,000 and the development funds were released in line with the construction works. By moving some funds to an offshore bank we were able to fund this at a cost of under 2.50% with low set up fees and no exit penalties.

Example 6

We funded a purchase of a large property in Stockholm Sweden for an Indian resident gaining and extremely low interest rate and high leverage.

Example 7

We assisted a US national who had recently gone self-employed with no accounts in re-mortgaging and capital raising £4,000,000 from his main residence to establish a new Hedge fund. The client had no income to prove and had to place a small amount of interest cover on deposit. The total rate equated to 2.50%.

Example 8

We established a mortgage for a Politically Exposed client from Eastern Europe over 4 London properties totally £25,000,000. The trust structure was complicated with stringent tax advice guidelines needing to be followed.

Example 9

We assisted a young entrepreneur to buy a Chelsea Property with his father acting as a guarantor. The client was also able to take interest only based on trust assets evidenced in the background making his payments low while he established his business.

Example 10

We assisted a Hong Kong investor who had been declined by many of the Asian banks due to his lack of income evidence to gain a large Buy To Let financing facility over various properties at good rates. The contracts on the sale had also been assigned.
 

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Opes Financial Partners Ltd, 1st Floor, 167-169 Kensington High Street, London, W8 6SH is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate some aspects of buy to let mortgages, overseas mortgages and tax advice. FCA number 598462.
Opes Financial Partners Ltd Registered in England and Wales No: 7556710 Registered Address: Sterling House, 27 Hatchlands Road, Redhill, Surrey RH1 6RW.
A typical fee of up to 1% of the mortgage amount may be payable on successful completion. The fee will be agreed with each applicant prior to submitting an application. The total fee is non-refundable. We may also be paid commission from the lender.