To give you an understanding of some cases recently undertaken by the Opes team here are some examples for your reference:
We assisted a European national who is the head of a large management consultancy business based permanently in the Middle East purchase a London property for circa £7,000,000. This property was in an unlivable condition so not suitable security for many lending banks. We secured our client a rate of under 2.00% at 75% loan to value. We also successfully implemented life insurance to cover the whole loan despite the client travelling to high risk and sanctioned countries as well as secured a very affordable general insurance policy to insure the property, its contents and the property development works.
We financed a large Villa in the South of France for a Hedge Fund. We secured lending at a very cheap rate available in a variety of currencies for a purchase of €12,000,000. This client struggled to fully evidence all his income and bought the property in a very complex holding structure.
We refinanced a £9,000,000+ loan against a London and Spanish property for a telecoms Entrepreneur from Northern Europe. By refinancing it away from a private bank the client was able to move his investment portfolio as he wished to another bank and invest back in his own business.
We arranged the mortgage on a Notting Hill Apartment for an international Student with no income whose father a Ukrainian business man guaranteed the loan alongside their UK Tier 1 Investor Visa application. The property was leveraged in line with expectations and visa requirements and the funds used for the visa were pledged as additional security resulting in a very low rate of interest being applied.
We funded a residential development in Prime Surrey which was a joint venture between a UK property developer and Kazak entrepreneur. The scheme was valued at circa £4,750,000 and the development funds were released in line with the construction works. By moving some funds to an offshore bank we were able to fund this at a cost of under 2.50% with low set up fees and no exit penalties.
We funded a purchase of a large property in Stockholm Sweden for an Indian resident gaining and extremely low interest rate and high leverage.
We assisted a US national who had recently gone self-employed with no accounts in re-mortgaging and capital raising £4,000,000 from his main residence to establish a new Hedge fund. The client had no income to prove and had to place a small amount of interest cover on deposit. The total rate equated to 2.50%.
We established a mortgage for a Politically Exposed client from Eastern Europe over 4 London properties totally £25,000,000. The trust structure was complicated with stringent tax advice guidelines needing to be followed.
We assisted a young entrepreneur to buy a Chelsea Property with his father acting as a guarantor. The client was also able to take interest only based on trust assets evidenced in the background making his payments low while he established his business.
We assisted a Hong Kong investor who had been declined by many of the Asian banks due to his lack of income evidence to gain a large Buy To Let financing facility over various properties at good rates. The contracts on the sale had also been assigned.